Payment on account, within clear limits.
Offer payment on account, keep open amounts under control
With Credit Limit Management, you define for each customer how much they may have outstanding. Every unpaid order counts, regardless of the payment method. This lets you offer payment on account with peace of mind, without open amounts growing unnoticed. Once the limit is reached, the customer is informed directly in checkout.
What this OPAL does for you
Payment on account stays on offer, and the default risk per customer stays limited.
More leeway for trusted customers: individual limits per customer group or per customer.
You approve individual orders as exceptions; the general limit stays as it is.
Part of the OPAL family
OPALs are building blocks from OXID eSales: a proven foundation that is adapted to your IT landscape and integrated into your store.
Features at a glance
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Default limit by amount and/or count
A global limit for the maximum open amount, the number of open orders, or both. Each limit can be activated individually. An empty field switches it off and does not mean "0".
Different limits per customer group
For trusted customer groups, you assign a higher limit or exempt them from the limit entirely.
Individual limits per customer
A customer's own limit takes precedence. The order of priority is clear: customer limit, then group limit, then global default.
Case-by-case overrides
You lift a customer's limit permanently or approve only their next order. A one-time override is used up afterwards and does not silently remain in effect.
Check including the current cart
The check covers the open receivables plus the current cart, so the new order already counts. The block is enforced in the store's own order validation, not just in the interface.
Overview of credit utilization
In the admin area, you see for each customer how much of their limit is used. After a payment is received, utilization drops accordingly.
Who is this OPAL for?
E-commerce manager
You offer payment on account with net terms in your B2B store and want to keep the default risk under control.
How it helps
Payment on account stays available as a payment method, and the risk per customer has a fixed upper limit. Trusted customers keep ordering with more leeway. You handle exceptions case by case, without touching the rules for everyone.
Frequently asked questions
Price
€35/month
OPALs are also available in subscription packages.